Qred

Qred is an evolving fin-tech company, who offers easy to use business loans to any companies that are ready to grow . With headquarters in Stockholm Sweden, Qred has (since 2015) expanded to 6 markets in total, Denmark, Norway, Finland, 

The Netherlands, Belgium and Brazil, and is aiming for more. We have three core values to live by. 

-Innovation, Transparency and Passion- 

We translate that into  smart technology and data to optimize the process for business loans. Creating an easy to understand format, in contrast to the overcomplicated interest rates you normally would see in finance. Lastly, we believe in our customers and their ambitions, and feel not enough entrepreneurs are given the chance to prove themselves. 

Fun fact “ The name Qred is originated on the word credit but with a Q for some flourish. Because of this we internally enjoy writing words with Q, whenever we can. 

Who can apply for a business loan?

Any active PMV, EV, I/S, APS and A/S can apply for a loan at Qred, everyone gets the same possibility to apply and showcase who they are and their ambition. You can apply for any business related purpose, such as investment of new equipment, marketing expenses, working capital and more. We want you to tell us how we can help!

How does the process work

You can easily fill in an application with all the necessary information here, it will take no more than a few minutes. 

Once we have received your application, we will endeavor to contact you as soon as possible, so have your phone ready. We will have a short chat about who you are, what the company does and what the loan will be used for. 

We will then start looking at your documents. We will need your annual tax return and a copy of your company's bank statements. If you haven't sent these in with the application, we will ask for them as an extension of the phone call. 

The documents should take no more than a few minutes to submit, via our integrations. 

Once this is in place, we'll carry out a credit check, looking at all your information, and send you an offer by the end of the day.

Fun fact “ In early 2023, we’ve been named one of the fastest growing companies in 

Europe by the Financial Times. We’re the first Swedish company to do this the fourth time in a row.

What would a loan scenario be?

A typical Qred customer is a small business with a turnover and an established customer base. 

A possible scenario could be a retail company that has primarily sold its goods through social media or via a small shop to the local area. The owner now wants to expand his business and start selling nationwide. 

Here, a business loan from Qred would make sense if there was a desire to optimize its turnover. This could be, for example, by optimizing its online presence, including a website.

30 days after signing a loan agreement and having the money disbursed, the first invoice is due. 

The loan will then be repaid over time. If the new initiatives perform from day one and generate far more revenue than expected, the loan can be repaid at any time.

Considering Qred can be a good idea if the loan is used in a way that can contribute to more turnover. 

For a business loan from Qred to be profitable, the turnover must be close to the monthly fee offered. 

Rajissimo 

Rajissimo is not a small ice cream shop anymore. The company is owned by Nader, and has over the years gone from a single ice cream shop with homemade ice cream to a chain of 5 ice cream shops today. 

Qred has several times been in and helped with a loan. These loans have helped to create the down payment for new premises, and thus helped the concept and the chain to grow at the pace it has.

The company Rajissimo has grown with Qred, and has used Qred for both small and large investments. And in this connection, they have also tried how easy it is to pay out early, but also to get an increase in their loan. 

Daubjerg Kalkgruber

Carsten who since January 2022 has been the tenant of Daugbjerg Kalkgruber, near Viborg. For many years before that, he has been a narrator for the many tourists in the mines. 

The company took out a business loan from Qred to realize the dream that the family could come together to run the limestone mines.

24 sportspræmier og emblemer 

24 Sportspræmier og emblemer is today one of Denmark's largest trophy and medal supplies. The company has for many years been run by Rene who takes pride in offering all his customers a good service. 

Rene is a returning customer who uses Qred's business loan more as an overdraft, to be able to buy a large home when the big orders come in. Rene returns to Qred because of the service he receives from us.